ECLGS 5.0 Loan Amount Calculator — CreditCares. Select your sector, enter outstanding credit, and calculate eligibility.

🏦 NCGTC Guaranteed Scheme

ECLGS 5.0 loan amount calculator

Estimate your Emergency Credit Line eligibility — no sign-up required

🛡️ Zero collateral
✅ 100% guarantee cover
⏱️ 12-month moratorium
Your business details





250 = ₹2.5 Crore



📊
Your result appears here
Fill in sector, outstanding credit, and click Calculate.
⚠️
Not eligible for ECLGS
NPA accounts are not eligible under ECLGS guidelines. CreditCares can explore alternate loan and restructuring options.

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Maximum ECLGS eligibility
₹0
Crore

ECLGS 5.0

% Interest rate
7.50%
Per annum (max cap)
📅 Loan tenure
6 years
incl. 12-mo moratorium
🔁 Monthly EMI
After moratorium
🛡️ Guarantee
100%
NCGTC backed
Loan breakdown
Outstanding credit
Scheme eligibility
ECLGS loan amount
Total interest (60 mo)
Total repayment
⏱️ 12-month moratorium — no EMI for the first 12 months. EMI shown is for the remaining 60 months.

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ℹ️ Indicative estimate only. Actual eligibility subject to lender assessment, RBI guidelines and NCGTC scheme terms. CreditCares charges zero upfront fee — small charge applies only after loan disbursement.