Loan Partnership Program – Refer Clients, Earn High Payouts on Every Disbursed Loan
Join Creditcares as a Loan Partner and earn attractive payouts on every successfully disbursed Mortgage Loan, Loan Against Property, or Business Loan. No investment. No risk. Start earning from your network today.
- Earn up to 1% payout on every disbursed loan amount
- Access 50+ bank and NBFC partners — maximum approvals for your clients
- Zero registration fees — completely free to join
- Transparent payouts credited within 7 working days of disbursal
Secure & Compliant
Fast Disbursal in 5–7 Days
No Hidden Charges
50,000+ Happy Borrowers
Key Benefits of the Creditcares Loan Partnership Program
Earn competitive payouts of 0.25%–1% on every disbursed loan — with no upper cap on monthly earnings.
Access 50+ top-rated banks and NBFCs through one platform — maximise your clients' approval chances.
Get a dedicated relationship manager, free product training, and real-time referral tracking.
Payouts processed with full transparency — no hidden deductions, no delays, credited directly to your account.
About the Program
What is the Creditcares Loan Partnership Program?
The Creditcares Loan Partnership Program is a commission-based referral arrangement where individuals or businesses introduce loan applicants to Creditcares — and earn a percentage of the disbursed loan amount as a payout on every successful case.
As a Direct Selling Agent (DSA) or Loan Connector Partner with Creditcares, you act as a trusted bridge between borrowers seeking Mortgage Loans, Loan Against Property, or Business Loans — and our curated network of 50+ banks and NBFCs across India.
You do not lend money, manage credit risk, or require any capital of your own. Your role is simply to connect creditworthy borrowers with the right loan product — we handle all processing, lender coordination, approval, and disbursal. Founded in 2012, Creditcares has processed thousands of loans across India and is trusted by 500+ active loan partners nationwide.
Who can apply
Who Can Join the Creditcares Loan Partnership Program?
The Creditcares Loan Partnership Program is open to a wide range of individuals and businesses across India. If you have a professional network and the drive to connect borrowers with the right lenders — you qualify. No prior banking experience required.
Buy raw materials and pay workers without waiting for your finished goods to sell.
You already understand your clients’ finances better than anyone. Refer creditworthy clients for Loan Against Property or Business Loans — and convert your financial expertise into a steady, high-value payout income.
Manage the cash gap between buying stock from manufacturers and getting paid by local retailers.
Fund your domestic operations while waiting for international shipments and payments to clear.
Businesses that need to hold spare parts or physical materials to deliver their services.
Partner Eligibility Overview
You do not need prior banking experience to join us. We look for individuals and business owners who have a strong network and the motivation to connect borrowers with the right financial solutions.
How to Get Cash Credit in 6 Simple Steps
Our process is clear and direct, helping you secure your limit without wasting time on bank follow-ups. We streamline the application process, offering a transparent and efficient way to access the cash credit facility you need. From initial consultation to final approval, we guide you through every step, saving you valuable time and effort.
Our Trusted Bank & NBFC Partners
We work with India's most reputed financial institutions to bring you fair deals:
State Bank of india
Bank of Baroda
Punjab National Bank
Canara Bank
Union Bank of India
Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
IndusInd Bank
Yes Bank
Bajaj Finserv
LIC Housing Finance
Tata Capital
Piramal Finance
Muthoot Finance
Aditya Birla Capital
What Can You Use Cash Credit For?
A cash credit facility provides the daily funds needed to keep your business running smoothly without liquidating your long-term assets.
Buying Raw Materials
Get the funds needed to purchase materials to keep your production line active.
Buying Heavy Maintaining Inventory
Stock up on goods before peak seasons without locking up all your cash.
Paying Suppliers
Clear your vendor bills on time to maintain good relationships and get cash discounts.
Managing Overhead Costs
Pay rent, utility bills, and daily operating expenses without delay.
Handling Wage Payments
Pay your employees on time even if your customer payments are late.
Bridging Cash Gaps
Cover the waiting period between sending an invoice to a client and receiving the money.
Frequently Asked Questions — Cash Credit Facility
Find clear answers to common questions about how a cash credit facility works. This section explains interest calculations, stock statements, and the differences between cash credit and overdraft. These details will help you understand how this facility supports your daily business operations.